I just received my motor renewal policy document. My No of claim free years on the policy is 0. My percentage of no claims discount is 50% (apparently the maximum). I have had 10 years driving with no claims but earlier this year somebody ran into the back of my car and I claimed off their insurance. When I rang the insurer they told me my No of claim free years is now 0 due to the notification of accident, but as I'm getting the maximum discount it doesn't matter. But if I want to move insurers I have a no claims cert that says 0 years. Surely this is non competitive - meaning I won't be able to move easily?
Anybody else a similar experience and what did you do?
Thanks
Anybody else a similar experience and what did you do?
Thanks