Hi all,
My wife was driving my car and was in an RTA. Her Fault, but luckly nobody was seriously hurt.
I have her named specifically on my fully comp policy.
She also has a policy on her own car, fully comp also, with a different insr company.
When we contacted my insurance company, they informed me that the claim for my car would be taken care of by them, but that the 3rd party will have to be claimed off my wifes policy. Because she has a policy in her own name.
I'm feeling a bit hard done by here, we will have both policys NCB affected. as we now will have both policies claimed off. Is this normal practice/procedure in this situation?
What is the point of having a person named on your policy if the insr company can sidestep liability?
Any advise is appreciated.
My wife was driving my car and was in an RTA. Her Fault, but luckly nobody was seriously hurt.
I have her named specifically on my fully comp policy.
She also has a policy on her own car, fully comp also, with a different insr company.
When we contacted my insurance company, they informed me that the claim for my car would be taken care of by them, but that the 3rd party will have to be claimed off my wifes policy. Because she has a policy in her own name.
I'm feeling a bit hard done by here, we will have both policys NCB affected. as we now will have both policies claimed off. Is this normal practice/procedure in this situation?
What is the point of having a person named on your policy if the insr company can sidestep liability?
Any advise is appreciated.