County2019
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Hello - does anyone have experience obtaining a mortgage with previous credit issues less than 2 years.
2 incomes and Healthy regular savings (20%+ deposit) not overextending ourselves etc.
I’ve heard of finance Ireland but can’t find much on any experience threads or info. When we spoke to our bank they said 2 years clean which is 2021 and ideally we would like our own bank (PTSB) to give first refusal but looking at finance ireland as a back up as they seem to operate differently.
also does anyone know if we are successful with Finance Ireland are we able to switch mortgages after a few years? I’ve heard they are different to banks so this could cause issue?
thanks for reading!
2 incomes and Healthy regular savings (20%+ deposit) not overextending ourselves etc.
I’ve heard of finance Ireland but can’t find much on any experience threads or info. When we spoke to our bank they said 2 years clean which is 2021 and ideally we would like our own bank (PTSB) to give first refusal but looking at finance ireland as a back up as they seem to operate differently.
also does anyone know if we are successful with Finance Ireland are we able to switch mortgages after a few years? I’ve heard they are different to banks so this could cause issue?
thanks for reading!