I have the guts of €300k worth of stocks and can borrow around €400k with my salary.
This would give a loan to value ratio of 57%.
When shopping around for the lowest interest rates on the mortgage, is using something like bonkers enough here or are there any well known lenders that focus on relatively low LTV that I should be looking at first?
This key post may not have been updated to reflect all rate changes since mid 2024 but may give you some idea of who might offer the best rates for your LTV...
this needs to be updated. AIB is now charging exorbitant rates for customers who don't have green mortgages, so they are no longer a recommended lender. Brendan 28th March 2025 When choosing a lender, it's important not to just pick the one with the lowest rate today. I would recommend AIB...
https://m.independent.ie/business/personal-finance/tracker-mortgages-return-17-years-after-the-celtic-tiger/a683691515.html The new product will be set with a margin of 0.9pc over the Euribor rate, for those borrowing 80pc or less of the value of the property. A margin of 1.1pc will apply for...