Mortgage- Which to pay?

[Amand]

We have two mortgages, both tracker, one rented for €600
1. Repayment of €760.95, rate 1.5%, €211,000 left to pay, 27 yr term left
2. Repayment of €653.05, rate 1.35% €145,000 left to pay, 20 yr term left
We have no other loans or credit card bills and have 2 kids. Have saved really hard in the last 2yrs and have €15000 but don't know what's best to do with it! Should we 1. Continue to save it. 2. Pay a lump sum off one or both mortgages or 3. Overpay on one or both

 

[Bronte]

Don't you think a bit more information would help in getting advice? Have you got a rainy day fund? How about filling out the money makeover thread.

 

[Amand]

Thanks Bronte, will move to that thread!