Hello All,
Can anyone give me some advice please regarding mortgage top-ups?
We have recently bought a new build property which came with the option of having a garage (planning permission was granted at the same time as the house). We decided at the time we couldn't afford to have the garage built (builder wanted extra 12k on top of house price).
My question is... how long do you have to have your mortgage running before you could apply for a top up? We would be looking at building the garage ourselves and possibly adding a sunroom. Also how are the repayments worked out?
Any advice would be welcome. Thanks.
Bijou
Can anyone give me some advice please regarding mortgage top-ups?
We have recently bought a new build property which came with the option of having a garage (planning permission was granted at the same time as the house). We decided at the time we couldn't afford to have the garage built (builder wanted extra 12k on top of house price).
My question is... how long do you have to have your mortgage running before you could apply for a top up? We would be looking at building the garage ourselves and possibly adding a sunroom. Also how are the repayments worked out?
Any advice would be welcome. Thanks.
Bijou