Hi,
Currently devising a plan to make a switch from Pepper to AIB(previously with PTSB split mortgage) however I am 45 and my husband is 52. We currently have a mortgage term of 20 years left (based on my age) but AIB basing term on husband's age (15 years) would this be the case with all banks does anyone know or what are my options? (it will make a huge difference in affordability and leave us unable to leave Pepper who's interest rate is 4.3% atm for anyone coming out of fixed rate they had with PTSB) thank you.
Currently devising a plan to make a switch from Pepper to AIB(previously with PTSB split mortgage) however I am 45 and my husband is 52. We currently have a mortgage term of 20 years left (based on my age) but AIB basing term on husband's age (15 years) would this be the case with all banks does anyone know or what are my options? (it will make a huge difference in affordability and leave us unable to leave Pepper who's interest rate is 4.3% atm for anyone coming out of fixed rate they had with PTSB) thank you.