D
debtfreeme
Guest
We have a manageable mortgage,€100,000 with 18 years left. BoS tracker mortgage.
In 2 years time we will have our SSIA, both maximum.
What is the best option for us, changing to 1 of the Current account mortgages, possibly leave 20k in our current account and continue saving €100 month or increase payments on current mortgage by €100/month and no lump payment.
Use the 20K for investing and also continue saving 100-300 month in a savings plan.
We are both in our mid 30's with 2 young kids.
In 2 years time we will have our SSIA, both maximum.
What is the best option for us, changing to 1 of the Current account mortgages, possibly leave 20k in our current account and continue saving €100 month or increase payments on current mortgage by €100/month and no lump payment.
Use the 20K for investing and also continue saving 100-300 month in a savings plan.
We are both in our mid 30's with 2 young kids.