Mortgage protection policy - Notice of Assignment and Deed of Assignment

[Protocol]

Scenario:

couple buying a house, MPP approved from Aviva via broker.

Broker waiting on date to start policy, sol advised 23-Nov, closing date is Tue 4-Dec.

Broker will receive the advised starting date this Monday.


Ulster Bank issued Loan Offer, and included in pack are two documents:

Notice of Assignment
Deed of Assignment

The mortgage official in the bank is looking for these docs.

Sol advised as follows:

Submit the Deed of Assignment to the bank branch

Submit the Notice of Assignment to the MPP insurer, then insurer replies with acknowledgement, then give that to bank branch.


I will seek advice from the broker on Monday, but I am also asking for any advice here, does everything seem correct?

Can't have any delays, as closing date on Tue 4-Dec.

Thanks.

 

[Protocol]

The Notice of Assignment is one page.

I'm not 100% clear who it's from.

It is headed Ulster Bank, so it seems to be from them to the MPP insurer?

Can the borrower complete it, and send it to the MPP insurer, without the bank branch being involved?

 

[Protocol]

The Deed of Assignment is 5 pages.

The sol advises the borrower to submit this to the bank branch.

It has space for two witnesses on page 5???