Mortgage protection insurance same provider the last 15 years


Registered User
Hi, I purchased my mortgage protection insurance in 2005 through a broker to cover a 25 year mortgage for €248000. It is a reducing benefit policy. The amount I have paid annually for the last 15 years has stayed at €243. I change other insurance and utility providers every year to get savings. But this is one provider that I have not changed at all. Should I be changing providers for mortgage protection insurance every year or at least look into it? Or do people tend to stick with the one provider for the duration of their mortgage? Thanks.


Frequent Poster
Much messier especially if any health issues in intervening years, I wouldn't be looking to switch every year anyway. I have several policies for many years and have never changed them. I would shop around every year for all other insurances. No harm getting a quote anyway.