I am currently living in a house we own with my sister. I am not happy with the situation and am looking to sell the property and move on with my life. Both of us are heavily in debt and can not afford to live in the house. My sister is refusing to sell the house. We bought the house in 2008 for €399000. We are looking at negative equity of €100k +. I want to sell the house and enter into talks with the bank about making payments of the balance. What are my rights in this. I have lost my job and can not afford to keep living in the house. We can not afford to pay the bills and our debt keeps racking up. If you have any advice I would appreciate it.