Title Deeds are valuable documents.
Most lenders do not want to hold them for safekeeping - obviously, if they were lost while with the lender and not held as security, the property owner would want to hold the lender responsible.
Equally, most solicitors do not want to hold title deeds - for precisely the same reason. As a practising solicitor, I do hold some title deeds for some of my more elderly clients - but this is more a gesture of good will towards loyal clients. As the old concept of client loyalty has waned, I will not accept the responsibility of holding deeds for clients who are likely to leave at the drop of a hat. Of course, all clients are entitled to leave - but, equally, cake and eat it?
If you take them home and they are destroyed, you may or may not be able to reconstitute the title. Much depends on what type of title you have.
If you have a relationship with a solicitor, they would very likely be willing to inspect your deeds and advise on what is crucial and what is not. The only title I can think of that would be really simple to reconstitute would be a Land Registry title of a house built before planning laws that had no works done to it and where there were no deaths on title.
I generally advise clients to copy important parts of their title and keep both sets safe in different environs.
Alternatively, a company called Filestore will store Deeds - if you google them you will get info on them. There is a cost factor involved.
mf
