Any help on this would be greatly appreciated.
Myself and my gf both own our own places and we're only a couple of yrs into our mortgages so we have large amounts outstanding, but our properties have increased in value by 15% and 25% since purchase.
We're thinking of jointly buying an investment property, an apt., in Dublin City Centre. My questions relate to getting a mortgage for this.
1. Can investors get 100% mortgages (i see Ulster bank will offer only 85% according to their website calculator).
2. What are the prospects of getting a personal loan for say 6 months from the potential mortgage institution, to help pay fees etc until my SSIA comes in later this year.
3.Our original mortgages were in part guaranteed by our respective parents. Will this come into play?
Thanks.
Myself and my gf both own our own places and we're only a couple of yrs into our mortgages so we have large amounts outstanding, but our properties have increased in value by 15% and 25% since purchase.
We're thinking of jointly buying an investment property, an apt., in Dublin City Centre. My questions relate to getting a mortgage for this.
1. Can investors get 100% mortgages (i see Ulster bank will offer only 85% according to their website calculator).
2. What are the prospects of getting a personal loan for say 6 months from the potential mortgage institution, to help pay fees etc until my SSIA comes in later this year.
3.Our original mortgages were in part guaranteed by our respective parents. Will this come into play?
Thanks.