Mortgage denied after approval

Siobhan.

New Member
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Hi I recieved approval in principle from Aib I had stated that I was cohabiting with partner and child but that partner is financially independent from me as we are not married so applying on my own. No problem submitted all docs no problem. Found a house asked bank if ok to pay booking deposit ect all good. Got a text saying all good and to proceed to next step. Bank sent out valuation ect I was just waiting for the official offer. The bank has now come back and said they are refusing my application because they have decided to asses me as a family unit despite having always told them my living situation. I was looking for less than 100k to start and they have said if not cohabiting I would get it. Any advice on what to do going forward would be appreciated.
 
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