ConfusedBuyer
Registered User
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- 3
I'm about 6 weeks from closing on a new build house. I already have a loan offer from one bank which offered the best rate from pretty extensive research online.
I got in contact with a mortgage advisor today to double check I had got the best rate. He said he could get me a rate even lower than what I've been able to find online (0.4% lower - 2.6 vs 3%).
Do mortgage brokers have access to "special" rates that are not advertised? I did not think this was the case and I am a bit suspicious. The broker is looking for 500€ fee which will apparently be refunded once the loan is drawn down, but I don't fancy giving anyone 500€ even if it is potentially temporary when I've managed to get most of the job done already myself.
I got in contact with a mortgage advisor today to double check I had got the best rate. He said he could get me a rate even lower than what I've been able to find online (0.4% lower - 2.6 vs 3%).
Do mortgage brokers have access to "special" rates that are not advertised? I did not think this was the case and I am a bit suspicious. The broker is looking for 500€ fee which will apparently be refunded once the loan is drawn down, but I don't fancy giving anyone 500€ even if it is potentially temporary when I've managed to get most of the job done already myself.