Mortage advice

E

eddiemcnally

Guest
I currently have my mortage as a tracker with BOI at a 1.05% above ECB rate, currently 3%. Therefore my rate is 4.05%. What is the best value tracker in the market at the mo? I see Brendan Burgees recommended NIB's tracker at 3.6% at a LTV of < 60% and loan is > €100k if last sunday's bus post. I checked NIB's website and it states 3.79%!

However BoSI are doing a discounted tracker (switcher) where they pay €1k towards legal fees at give a 0.45% above ECB rate for 2 years then it goes to 1% and I read on another thread that you have to stay with them for 5 years or else there is a claw back. This particular mortage got a good write up in the money section of the indo on 18 june.

What do people think is the best tracker or would fixing be a good idea. Who's giving the best fixed rates abd T&C?
 
Back
Top