Missing mortgage on CCR report

D

Dok1741

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My mortgage is not listed on my credit report. Other debts like credit card and small loan are listed with payments.

Should my mortgage be on it ?
 
Dok1741 said:
Yes to both, I've had the mortgage for 17 years now. Is it something that I should follow up on or is it up to the lender? Thank you for the reply
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It's the lenders responsibility to keep the CCR up to date not you but you have the right to have your CCR amended if it's inaccurate.

FAQs

Information for consumers about the Central Credit Register
www.centralcreditregister.ie www.centralcreditregister.ie

but this is a case of omission rather than the inclusion of something that is wrong and would count against future credit applications. You could argue your debts are under represented there but any future lender doing their due diligence well see your regular monthly payments anyway.
 
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