Link here - http://www.independent.ie/business/...pension-hit-to-women-is-bonkers-36219507.html While this highlights the issue for Woman specifically I think it shines a light on the pension rules for everyone who works. I had summer Jobs well before I began full time employment paying PSRI tax etc, so think its a little unfair that the clock starts ticking for me back then even though I would have gone to third level and been in and out of employment for a while. Now, hopefully I can continue working for quite some time to come and my average will be more than enough to qualify for a full contribition pension when I reach that age. But is it correct (or right) that if someone never works that they get almost the same pension as someone who has worked all their lives? Would the lady mentioned above have a higher pension if she never worked at all? (under the current rules) In todays work with many women working we will probably see less of this example happening in the future. "Over the next few years, we are going to try to move to a pension system, which takes into account the entirety of people's contributions. We're aiming to do that for around 2021." Hopefully this is a step in the right direction and will lean towards rewarding work rather than punishing those who start employment early.