M
mrs kermit
Guest
Hi Guys! I am in a bit of a mess at the moment as I was made unemployed about 3 months ago and my partner and I are in a lot of debt. Any advice would be greatly appreciated!!
Monthly income:
Mine: 680 social welfare payments (have not come through as of yet)
Partner: 1700
Monthly outgoings:
Car: 266 (cannot sell as I cannot afford the NCT and the car is in need of expensive repairs, but it will be fully paid off in July)
Rent: 950
Loan 1: 100
Loan 2: 400
Credit Card 1: 150 (minimum payments)
Credit Card 2: 60 (minimum payments)
Esb: 100
Internet: 40
T.V: 30
Train travel to work:150
This leaves us with about 140 per month for food and everything else and we just keep coming up short.
I have tried to get the rent down with no luck and I can't find any other accomadation where we live thats cheaper.
I have already lowered my loan payments with the bank and they can't stretch the term any longer for me.
I am getting very stressed and worried about this........
Monthly income:
Mine: 680 social welfare payments (have not come through as of yet)
Partner: 1700
Monthly outgoings:
Car: 266 (cannot sell as I cannot afford the NCT and the car is in need of expensive repairs, but it will be fully paid off in July)
Rent: 950
Loan 1: 100
Loan 2: 400
Credit Card 1: 150 (minimum payments)
Credit Card 2: 60 (minimum payments)
Esb: 100
Internet: 40
T.V: 30
Train travel to work:150
This leaves us with about 140 per month for food and everything else and we just keep coming up short.
I have tried to get the rent down with no luck and I can't find any other accomadation where we live thats cheaper.
I have already lowered my loan payments with the bank and they can't stretch the term any longer for me.
I am getting very stressed and worried about this........