hi.
Short version of this story.
I had an mbna cc with a limit of €1,400 balance is €1,200. They cancelled my card last year due due to me not making full payments as Im unemployed & broke.
Anyway they are torturing me with phone-calls maybe 6 to 8 times a day.
I paid €40 off it this month leaving arrears of €15 & simply am not answering the phone any more because they don't want to listen to my side of not being able to afford it etc,
Anyway after 6 missed calls from them today I decided to call them back and make my arrears payment of €15.00 with hubies lazer card and the automated service wouldn't let me saying ''due to the serious nature of you account you will have to speak to an advisor monday!
What does this mean? could they have forwarded my debt to a collection agency or something? and what would this mean? im really distressed.
Short version of this story.
I had an mbna cc with a limit of €1,400 balance is €1,200. They cancelled my card last year due due to me not making full payments as Im unemployed & broke.
Anyway they are torturing me with phone-calls maybe 6 to 8 times a day.
I paid €40 off it this month leaving arrears of €15 & simply am not answering the phone any more because they don't want to listen to my side of not being able to afford it etc,
Anyway after 6 missed calls from them today I decided to call them back and make my arrears payment of €15.00 with hubies lazer card and the automated service wouldn't let me saying ''due to the serious nature of you account you will have to speak to an advisor monday!
What does this mean? could they have forwarded my debt to a collection agency or something? and what would this mean? im really distressed.
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