R
RebeccaMc
Guest
Hi everyone
I'm just looking for tips on how others manage their credit card balance. I have been through the whole "target not a limit" scenario with credit cards before and eventually clawed myself back from the edge of financial disaster. To try to keep myself under control, I restricted myself to one credit card (Tesco) and gave myself a manageable limit of 500 euro. In a further effort to keep things in check, I try not to bring my credit card with me all the time.
I'm a bit embarrassed that I can't keep the head with it though and would love to get into the situation where I could use the card sensibly for groceries, petrol etc. (and get my Tesco points) and keep to paying off the full balance on a monthly basis by direct debit. I manage my current account down to the last cent, so I just wondered how others (who pay off the balance and full) keep track of what they spend on their credit cards? Is there any way around turning it into a big rigmarole?
Thanks
Rebecca
I'm just looking for tips on how others manage their credit card balance. I have been through the whole "target not a limit" scenario with credit cards before and eventually clawed myself back from the edge of financial disaster. To try to keep myself under control, I restricted myself to one credit card (Tesco) and gave myself a manageable limit of 500 euro. In a further effort to keep things in check, I try not to bring my credit card with me all the time.
I'm a bit embarrassed that I can't keep the head with it though and would love to get into the situation where I could use the card sensibly for groceries, petrol etc. (and get my Tesco points) and keep to paying off the full balance on a monthly basis by direct debit. I manage my current account down to the last cent, so I just wondered how others (who pay off the balance and full) keep track of what they spend on their credit cards? Is there any way around turning it into a big rigmarole?
Thanks
Rebecca