Age: 45
Spouse’s/Partner's age: n/a
Annual gross income from employment or profession: €51080
Annual gross income of spouse:n/a
Monthly take-home pay €2932
Type of employment: middle manager-contracted to public service
In general are you:
(a) spending more than you earn, or
(b) saving? Breaking even
B
Rough estimate of value of home €150k
Amount outstanding on your mortgage: nil
What interest rate are you paying? N/a
Other borrowings – car loans/personal loans etc Car €140 pm one year remaining
Do you pay off your full credit card balance each month? N/a
If not, what is the balance on your credit card?
Savings and investments:
Do you have a pension scheme? No
Do you own any investment or other property? no
Ages of children: adult
Life insurance: No
Hi everyone
What specific question do you have or what issues are of concern to you?
I have €50k in savings bonds.
No pension concerns me greatly.
I save €200 monthly in regular saver at ebs
I can afford to save another €800 monthly but I'm not sure where to put it. I read the posts on aam, but honestly I get really bogged down in the detail people post and I feel then, incapable of making any decision, sometimes it goes over my head.
I'm a cancer survivor, who worries constantly about my financial security. Id love to know if I need to focus on sorting out a pension, or should I focus on getting the maximum from saving?
Thanks everyone for your inputs.
Padraigin
Spouse’s/Partner's age: n/a
Annual gross income from employment or profession: €51080
Annual gross income of spouse:n/a
Monthly take-home pay €2932
Type of employment: middle manager-contracted to public service
In general are you:
(a) spending more than you earn, or
(b) saving? Breaking even
B
Rough estimate of value of home €150k
Amount outstanding on your mortgage: nil
What interest rate are you paying? N/a
Other borrowings – car loans/personal loans etc Car €140 pm one year remaining
Do you pay off your full credit card balance each month? N/a
If not, what is the balance on your credit card?
Savings and investments:
Do you have a pension scheme? No
Do you own any investment or other property? no
Ages of children: adult
Life insurance: No
Hi everyone
What specific question do you have or what issues are of concern to you?
I have €50k in savings bonds.
No pension concerns me greatly.
I save €200 monthly in regular saver at ebs
I can afford to save another €800 monthly but I'm not sure where to put it. I read the posts on aam, but honestly I get really bogged down in the detail people post and I feel then, incapable of making any decision, sometimes it goes over my head.
I'm a cancer survivor, who worries constantly about my financial security. Id love to know if I need to focus on sorting out a pension, or should I focus on getting the maximum from saving?
Thanks everyone for your inputs.
Padraigin