LTV Mortgage?

kerrymaid

Registered User
Messages
20
Hi folks,
Our mortgage is 60k over 15yrs with 1st Active, currently fixed until may 08. My query is would it be worth our while getting Loan To Value mortgage (hse & land worth approx 350k), or would anybody have any other suggestions.
Any advice, greatly appreciated.....
 
Try NIB - they have good rates for low ltv mortgages. Don't know if there is a minimum amount that you have to borrow though.
 
I've used [broken link removed] to see what kind of money you can save - you plug in your current interest rate, property value and outstanding mortgage and it gives you an idea of what the best deal is you and how much you can save.
 
That calculator mentioned above obviously doesn't take into account the rates from NIB. Mortgages.ie are brokers - and like the majority of brokers they will not arrange NIB mortgages. The calculator shows 4.6% as the best rate for the original poster - but NIB will give her 4.5%
 
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