Hi all,
we're about to come off our fixed rate mortgage and AIB has given us a few options in terms of rates. The 2 most interesting options to us are standard variable rate of 4.4% or LTV rate (> 50% & < 80%) of 4.29%.
Traditionally are LTV rates for (> 50% & < 80%) always less than variable rate and the best option to go for? Long term, what's the best option for us and would it be safer to stick with the higher standard variable rate?
Thanks
Shane
we're about to come off our fixed rate mortgage and AIB has given us a few options in terms of rates. The 2 most interesting options to us are standard variable rate of 4.4% or LTV rate (> 50% & < 80%) of 4.29%.
Traditionally are LTV rates for (> 50% & < 80%) always less than variable rate and the best option to go for? Long term, what's the best option for us and would it be safer to stick with the higher standard variable rate?
Thanks
Shane