LPT payment from Bank to An Post

Discussion in 'Banking, credit cards, etc' started by SDMXTWO, Jul 17, 2017 at 11:21 AM.

  1. SDMXTWO

    SDMXTWO Registered User

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    Not sure where to post this quick question. Have DD with bank for LPT. AS is due today and there is no funds in bank till tomorrow (as they know) they will charge €12.70 for the joy of me having no money. Can I cancel the DD and pay by instalment at post office. It's only a day late but it happens sometimes that I do not have the funds. €12.70 is a lot. Thanks.
     
  2. gipimann

    gipimann Frequent Poster

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    4,599
  3. SDMXTWO

    SDMXTWO Registered User

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    Yes aware of that but not €12.70. My question is can I just cancel the DD and pay monthly at Post Office.
     
  4. SDMXTWO

    SDMXTWO Registered User

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    47
    My question is can I just cancel the DD and pay monthly at Post Office.
     
  5. emeralds

    emeralds Frequent Poster

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    To be fair it's not up to the bank to manage your money.
    If you have access to online banking you can cancel the direct debit yourself (at least with AIB you can). Though 24 hours in advance only may not be enough time...am not sure what the timings are re the direct debit being presented for payment...
     
  6. SDMXTWO

    SDMXTWO Registered User

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    No do not expect bank to manage the money, sometimes it is just not there on time. Anyway cancelled the DD and will pay as suits me in Post Office. €12.70 is a lot of money when you have little.