Just came across this thread now.
Here we are 7 months on. Has anyone heard of the EBS 'series of tracker mortgages'? I haven't.
I do recall speaking to an EBS guy some time ago (in head office, not Westmoreland Street) who told me about the .99% tracker. Recently, my wife and I went to Westmoreland Street to ask about a new loan (we are existing customers) and were told nothing about the tracker rate, though our loans would be less than €375k. In the end, we've gone with AIB and I'm going to close the EBS loan. However, they don't know that yet, so I'm going to call them tomorrow.
Very, very cheeky for a mutual to be dealing in a two faced manner like this. Effectively, they appear to be giving preferential treatment to their bigger customers. I would have no problem with a bank doing this, but a mutual is a different story.
Just out of curiosity, what is the APR on this .99% loan? Better still, what's the cost per €1000 over 20 years?
Thanks.
D.