I am looking for any advice on how to invest money for approximately 3 years or so. I would favor lower risk investments as I have plan for the money but it wouldnt be a catastrophic if i lost 10 or 20%. i am familiar with fixed term deposits and NTMA bonds but the return is lower than I want. I think Corporate bonds, emerging market bonds or a bond ETF would probably be closer to the what I am looking for (+3%). Any other recommendations for would be appreciated and useful resources for independent learning. Thanks.