Hope everyone is keeping safe and well in these hard times.
Where to start, I’m a single parent with 2 teenagers older one is visually impaired with autism. Trying to live on my income is very hard I’ve been to VDP which does help, here’s the but! Every week seams really hard still, my daughter(15) comes to me mammy I need x y or z I cringe as I know my answer is like a broken record at this stage, next week baby oh but mum you say that every week,(sigh)
Their dad died a few years ago so it makes things a lot harder. My car broke down few weeks ago too, it’s just never ending. I just find every day harder especially with all the restrictions in place. I was drastically driven to message my nearest super valu on Facebook for out of date food at a reasonable reduction an was shot down, I was so disappointed and embarrassed.
I know there’s people out there a lot worse off than myself and my family. I’ve been to MABS, all my bills have been reduced. VDP does help too. Can anyone else suggest anything. I’ve gone hungry to make sure my kids don’t go without their meals Opening the cupboards and fridge makes me feel worthless.
Sorry for the long post, thanks for reading any suggestions welcome,
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Update Mod Note: Money Makeover Info completed on behalf of Jilly
Age:
Spouse’s/Partner's age: N/A - husband died some years ago
Annual gross income from employment or profession: Social Welfare Lone Parent €243 per week
Annual gross income of spouse: N/A
Monthly take-home pay N/A
Type of employment: e.g. Civil Servant, self-employed Unemployed
In general are you:
(a) spending more than you earn, or Living from one Social Welfare payment to another
(b) saving?
Rough estimate of value of home Renting €55.00 per week HAP Scheme
Amount outstanding on your mortgage: N/A
What interest rate are you paying? N/A
Other borrowings – car loans/personal loans etc Credit Union loan of €5,000 paid off at €20.00 per week
Do you pay off your full credit card balance each month? N/A
If not, what is the balance on your credit card? N/A
Savings and investments: €2,500
Do you have a pension scheme? N/A
Do you own any investment or other property? No
Ages of children: 15 and 17
Life insurance: No
What specific question do you have or what issues are of concern to you?
Shopping varies, depending on what’s left after bills are paid. I don’t have any investments or own any property except my car which is idle at the moment. 25€ esb, 25€ heating oil.
Where to start, I’m a single parent with 2 teenagers older one is visually impaired with autism. Trying to live on my income is very hard I’ve been to VDP which does help, here’s the but! Every week seams really hard still, my daughter(15) comes to me mammy I need x y or z I cringe as I know my answer is like a broken record at this stage, next week baby oh but mum you say that every week,(sigh)
Their dad died a few years ago so it makes things a lot harder. My car broke down few weeks ago too, it’s just never ending. I just find every day harder especially with all the restrictions in place. I was drastically driven to message my nearest super valu on Facebook for out of date food at a reasonable reduction an was shot down, I was so disappointed and embarrassed.
I know there’s people out there a lot worse off than myself and my family. I’ve been to MABS, all my bills have been reduced. VDP does help too. Can anyone else suggest anything. I’ve gone hungry to make sure my kids don’t go without their meals Opening the cupboards and fridge makes me feel worthless.
Sorry for the long post, thanks for reading any suggestions welcome,
==============================================================================================
Update Mod Note: Money Makeover Info completed on behalf of Jilly
Age:
Spouse’s/Partner's age: N/A - husband died some years ago
Annual gross income from employment or profession: Social Welfare Lone Parent €243 per week
Annual gross income of spouse: N/A
Monthly take-home pay N/A
Type of employment: e.g. Civil Servant, self-employed Unemployed
In general are you:
(a) spending more than you earn, or Living from one Social Welfare payment to another
(b) saving?
Rough estimate of value of home Renting €55.00 per week HAP Scheme
Amount outstanding on your mortgage: N/A
What interest rate are you paying? N/A
Other borrowings – car loans/personal loans etc Credit Union loan of €5,000 paid off at €20.00 per week
Do you pay off your full credit card balance each month? N/A
If not, what is the balance on your credit card? N/A
Savings and investments: €2,500
Do you have a pension scheme? N/A
Do you own any investment or other property? No
Ages of children: 15 and 17
Life insurance: No
What specific question do you have or what issues are of concern to you?
Shopping varies, depending on what’s left after bills are paid. I don’t have any investments or own any property except my car which is idle at the moment. 25€ esb, 25€ heating oil.