What in case of a crash now?
If I crash in my car with my policy it's clear.
But what if my wife will crash in my car?
I heard somewhere, that half of damage will be covered by my policy (as she is the named driver), and the other half will be covered from her policy, as she was driving the other car that she doesn't own.
In short words both policies cover the same third party cover in that case.
Is that true that it works like that?
In case it happens, will we both lose our NCB, as both policies will have to pay the part of the claim?