radio gaga
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Hi,
I have a query regarding a loan offer from P.T.S.B.
Back on 10th Nov 2006 I received a loan offer with an option to go on a tracker rate once the initial fixed rate period had expired. This was amended on the 15th Dec 2006 with a loan offer that had no tracker option. I had no option but to go with the new offer at that time. This was a variable rate. residential investment loan [interest only].
Since then I fell into arrears with the property. The bank served a legal pack on me in order to repossess the house. During this time I accepted a split loan offer and the court case has just been struck out. My query is relating to the letter of offer in the sworn affidavit as it was a copy of the original letter of offer with the tracker option.
I have rang and sent a letter to the banks head office about six weeks ago but I cannot get an explanation. I am not sure if I can do anything about it at this stage . Can banks change letters of offer at the last minute as I signed for the mortgage on 19th Jan 2007. Also is the sworn affidavit still valid ?.
I would be grateful for Any advice.
Regards Richard
I have a query regarding a loan offer from P.T.S.B.
Back on 10th Nov 2006 I received a loan offer with an option to go on a tracker rate once the initial fixed rate period had expired. This was amended on the 15th Dec 2006 with a loan offer that had no tracker option. I had no option but to go with the new offer at that time. This was a variable rate. residential investment loan [interest only].
Since then I fell into arrears with the property. The bank served a legal pack on me in order to repossess the house. During this time I accepted a split loan offer and the court case has just been struck out. My query is relating to the letter of offer in the sworn affidavit as it was a copy of the original letter of offer with the tracker option.
I have rang and sent a letter to the banks head office about six weeks ago but I cannot get an explanation. I am not sure if I can do anything about it at this stage . Can banks change letters of offer at the last minute as I signed for the mortgage on 19th Jan 2007. Also is the sworn affidavit still valid ?.
I would be grateful for Any advice.
Regards Richard