Last edited: May 16, 2017 I was down in the Dublin Circuit Court today. I continue to be baffled by how bad the legal teams for the banks are and how they make a very difficult situation for the lenders, even more difficult. Case 1 AIB Two proceedings on one case – the substantive case and an application to add the borrower's wife as a notice party. Judge said wife was in occupation. In March she had given an order that the proceedings be amended so that she be joined in the proceedings. Why was this not done? What is the point of these proceedings? She is on the mortgage but not on the deeds. Counsel for AIB: I want to make her a notice party with a voice in the proceedings but without making her liable for the costs. Borrower’s barrister: Agree judge, these proceedings are pointless. Judge to AIB: Do you want me to amend the motion or do you want time to consider Second call AIB – we want to join her as the co-defendant. Judge: Expresses absolute frustration Counsel for borrower: What they are averring to makes no sense. Judge: I can’t understand what good this order will do. Judge: I can amend notice of motion . I will require a draft of a proposed amended civil bill. To counsel for the borrower: In February, I made an order that the SFS and all documents should be submitted. They were not submitted . The arrears were €121k in May 2015. They were €173k in November 2016. You did not file a replying affidavit. The overall context is that hopefully an SFS will address this. Adjourn the substantive proceedings to 10th October. Join borrower's wife as defendant to 30th June. Comment It seemed clear to me that Judge Linnane was disposed to granting an order in a case where the arrears are €173k and growing. But AIB just can't get their act together. The barrister for AIB was very sure of his position on the first call, but changed it at the second call, as the Judge kept saying that his application was pointless. It is possible that the barrister was right and the judge was wrong, but that the barrister agreed to do as the Judge said, rather than keep fighting with her.