I’ve worked and paid my taxes like everyone else. I’m only inquiring as I seen another thread on here ask a similar question.I would suggest that you have come to the wrong place to seek advice on how to purposefully renege on debt that you willingly took on. It's the rest of us that pay for it.
Some had connections to firms that the degree would be applicable to, I did not. Due to my previous work experience I went down a different path work wise as I was getting any opportunities that were applicable to my degree. Some others are entry level jobs with companies that I have applied for and have as of yet not heard anything back.The other graduates of your degree, what happened to them?
I originally took out the loan for student fees. I then topped up the loan for a car just before car prices went through the roof. After I finished college I found myself without a job for a number of time which ate into the loan in order for myself to survive. I have 3 grand of the loan saved up in a credit union account, which I was hoping to buy a car with. Which is once again being eaten into because I’m struggling to get by at the moment. I did not provide a guarantor. With the finances saved up I am looking to facilitate a move abroad. I have experience in a number of feels but I believe the usual route is to secure a role in hospitality until you get a move into a more financially lucrative role.What did you do with the money borrowed?
Edit: read again & I see you took out loans when you were studying. But I don't understand the reference to bad luck unless you were gambling?
Did you have to provide a guarantor?
How will you fund your travel and initial accomodation?
What do you propose to work at if you travel abroad?
You wouldn't be the first young person to have run up debts; there are solutions, but the first step is to take ownership.
Mods: I wonder is this post in the right place?
I'm assuming you are referring to when you get abroad (and feels should be fields). Have you not tried this MO here ? As people have pointed out, there are plenty of jobs here in hospitality.I have experience in a number of feels but I believe the usual route is to secure a role in hospitality until you get a move into a more financially lucrative role.
The debt may only become an issue if you ever decide to move back to Ireland and want credit for a house or a car, at the moment they are probably unsecured debt.
What about getting an unskilled/general job to keep your finances ticking over. You can still apply for more qualified positions but at your stage of a career showing you have a job (not too mention having some income) is a good start.
What area was your degree in and what sectors are you applying to?I’ve worked and paid my taxes like everyone else. I’m only inquiring as I seen another thread on here ask a similar question.
Some had connections to firms that the degree would be applicable to, I did not. Due to my previous work experience I went down a different path work wise as I was getting any opportunities that were applicable to my degree. Some others are entry level jobs with companies that I have applied for and have as of yet not heard anything back.
I originally took out the loan for student fees. I then topped up the loan for a car just before car prices went through the roof. After I finished college I found myself without a job for a number of time which ate into the loan in order for myself to survive. I have 3 grand of the loan saved up in a credit union account, which I was hoping to buy a car with. Which is once again being eaten into because I’m struggling to get by at the moment. I did not provide a guarantor. With the finances saved up I am looking to facilitate a move abroad. I have experience in a number of feels but I believe the usual route is to secure a role in hospitality until you get a move into a more financially lucrative role.
I understand the ownership aspect also and appreciate your response.
Mods: I wonder is this post in the right place?
Within the EU an uncontested debt can follow you if the creditor takes the steps to enforce locally. Otherwise for most jobs you will have start-up costs and suffer a wage penalty unless you speak the language very well (I’ve done this).One of the countries I’m considering relocating to is in the EU, while the other is not.
A lot of them have been roles applicable to my degree, I’ve been told numerous times that I don’t have enough experience but I can’t get experience if no one will give me a job. I’ve also applied for entry level roles to be told that I am overqualified. I assure you that I would not say it if it wasn’t true, regardless of whether you find it hard to believe or not.
I disagree. This forum is full of people looking for advice in areas that some people might question ethically. Landlords wanting to squeeze tenants (aka increase rents to market rates). Investors looking to avoid paying their fair share of taxes (aka tax planning).I would suggest that you have come to the wrong place to seek advice on how to purposefully renege on debt that you willingly took on. It's the rest of us that pay for it.
General labourers on a building site is getting between €18-€21 per hour with 8-10 per day.Any job now pays almost €100/d (based on 7.5hrs a day at min wage). it will keep the finances ticking over as skrooge says.
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