pumba,
As a follow on to the above, it would be worth asking Laya if its possible to change DD1 renewal date to 7th April 2017 so that all three children
can avail of the latest special offer from 1st April 2017. Flex 125 Explore price 319pa; just pay for one child and the rest go free.
[broken link removed]
If this is not possible, I would suggest switching them to VHI One Plan Family price 152 per child, or Parents and Kids Excess price 157 per child.
[broken link removed]
Simplicity plan is best option for both adults, despite the price increase.
Regards, Snowyb