Hi, Could anyone suggest an alternative to this plan - Laya Simply connect plus? I was taking a look at the Laya Simplicity and VHI plans (I've linked to HIA view of these) PMI 44 16 / PMI 43 16 The VHI plans were referenced in a previous thread here This is for a single adult. Ideally significant cover for the Mater private and Hermitage would be my main aims. I don't mind an excess of €150 or thereabouts on claims. Any input would be very welcome. Thanks.