I think Laya have best value all round for plans less than 1000 euro per year.
Alternatives to Flex 250 Plus or Flex 375 Plus as follows;
1. Flex 375 Explore; price 750pa; public, private and hi-tech hospital cover, 375 inpatient private excess, day case private/hi tech excess 125/50.
This plan has no day to day cover but the savings overall will cover gp visits etc.
2. Control 300 Create; price 1039pa; public, private and hi-tech hospital cover, 300 private/hi-tech excess, day case 125 per visit. Good day to day cover 80 refund per consultant visit, 30 per gp visit etc
3. Simply Connect; price 1063pa; public, private and hi-tech hospital cover, 150 x 2 max private excess, day case excess 50 euro per visit.
Good day to day cover, max refund 300 per year.
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You could either drop day to day cover and use the savings 200approx to pay for gp visits, dental etc.
or
You could spend a bit more on a plan that ticks all the boxes.
or
You can stay where you are.
All the above options have good hospital cover as before.
Regards, Snowyb