Key Post Laya gives €100 if you take out a new policy, instead of renewing automatically!

Renewal arrived from Laya and for the first time in many years, there was no increase in premium for our existing plan. Not complaining mind!!
 
Renewal arrived from Laya and for the first time in many years, there was no increase in premium for our existing plan. Not complaining mind!!
Bear in mind that the insurance levy was cut by €45 for advanced plans. If the cost remains the same year on year that means that €45 euro has either absorbed the price increase or the insurer is banking the extra money.

Ideally insurers should be passing a price cut and there are plans that have fallen in price year on year. This was the case with quite a few plans with VHI. This is not the case with all plans though as it depends on the cost of the plan's offering eg. benefits may have improved year on year etc. So be sure to shop around on hia.ie and compare plans that offer similar cover with all insurers. It might be possible to get a price cut.
 
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