1
1stepatatime
Guest
hi, this is my first time using this site so please excuse me if i get some things wrong..
i owe out a lot of money, and i need a outsiders view if im going about this the right way.
in total i owe 42000 in loans credit cards and overdrafts.....i had a gambling problem but i have taken steps and can say that i havent gambled in nearly 2 months.
my employeer is very understanding and i went to him to seek advise on how to get out of debt (he is an accountant,so i thought he would be the best person to turn to) he advised me to go to my bank and ask about debt consolidation...i went and applied for a loan (still waiting to hear from them)
will the bank give me an unsecured loan for 42000?
I earn 2500 per month
Loan (BOI) 22000 (4 years left)
Loan (BOI) 8000 (4 Years Left)
Credit card (MBNA) 4000
Credit card (BOI) 2800
overdraft 3500
My outgoings are:
Rent 200 pm
thats it!...any advice would be welcomed. thanks again
i owe out a lot of money, and i need a outsiders view if im going about this the right way.
in total i owe 42000 in loans credit cards and overdrafts.....i had a gambling problem but i have taken steps and can say that i havent gambled in nearly 2 months.
my employeer is very understanding and i went to him to seek advise on how to get out of debt (he is an accountant,so i thought he would be the best person to turn to) he advised me to go to my bank and ask about debt consolidation...i went and applied for a loan (still waiting to hear from them)
will the bank give me an unsecured loan for 42000?
I earn 2500 per month
Loan (BOI) 22000 (4 years left)
Loan (BOI) 8000 (4 Years Left)
Credit card (MBNA) 4000
Credit card (BOI) 2800
overdraft 3500
My outgoings are:
Rent 200 pm
thats it!...any advice would be welcomed. thanks again