Hi RMCF, how did you get on with renewing your insurance? I am covered by FBD and got their renewal notice this week. The premium is up by 21% and they have increased the excess for water damage from €500 to €1000. I have never had a claim with them. Hope that there is someone else in the market with better value.
In the end I went with 123.ie as I already had my PPR house insurance with them. They were €40 more than Allianz, but I decided that cancelling my old policy and taking out my new one with the same company would be handier than dealing with 2 different companies.
Am currently with FBD and am amazed at the increase in premium over last year. Has anyone ever tested 123.ie with a real claim? Are you satisfied with their service? There's more to an insurance policy than the premium, and in fairness to FBD they have been reliable in the past.
Also, is it not true that the cost of the insurance can be written off against taxable income? If so, doesn't it make sense to get a good (expensive or not) policy?