It would make no difference as there was no tracker available when you took out a mortgage.Yes perhaps you are correct (most likely so) the term "Prevailing interest rate" just confuses me however -did this mean a standard variable rate? And if so why did they not say that in them exact words as in our following letter after our fix rate was over. It's just a bit confusing
The fixed from the start contracts did not need to state ECB/REFI
The communication (flyer) to brokers referenced the % margin during that "window". Those who started on trackers had the margin quoted.
Highly unlikely.Asking on some one else's behalf: she took out her mortgage with KBC i may 2008 and fixed for two years. Earlier in 2008 the tracker product was still on offer at KBC? @Lightening @peemac Does she have a chance?
All banks everywhere sell on mortgage securities. Makes no difference to your contract.@peemac I don't think I'll be reading that 89 page document!! How depressing that they probably sold off my mortgage in 2009, less than a year after getting me off the tracker rate and onto their SVR, thereby making my mortgage more profitable for sale. I'm sick of this whole business by now.
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