KBC -Taking a 2month repayment break

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We have a huge expense coming up in December and are struggling to meet it. Rather than borrow money, we were considering taking a 2month break from the mortgage repayments. We havent done this before but are only paying our mortgage 3years. Before I contact the bank can anyone advise if in general is this a bad idea? Are there normally penalties for this?

Thanks,
 
KBC don't do payment holidays, I checked with them before. You could move to interest only but not sure if they'd do this for one month and what complications there would be in terms of moving back to normal payment (proof of income etc.)
 
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