So my story is, we drewdown our mortgage in March 06, went interest only for the first year & then fixed for the second year. I was just wondering is there anyone here pursuing the ‘all’ fixed loans rolling to tracker. I’ve contacted them a couple of times & have all my documents going back to drawdown... anyway long & short of it, they’re saying this flyer only related to new business Not sure now whether or not to leave it, or seek further advice???? Probably banging my head against a wall but just thought I’d check here before putting it out of my mind!!!!
Hi guys,
Bit of a lurker here but first time poster.
So my story is, we drewdown our mortgage in March 06, went interest only for the first year & then fixed for the second year. I was just wondering is there anyone here pursuing the ‘all’ fixed loans rolling to tracker. I’ve contacted them a couple of times & have all my documents going back to drawdown... anyway long & short of it, they’re saying this flyer only related to new business Not sure now whether or not to leave it, or seek further advice???? Probably banging my head against a wall but just thought I’d check here before putting it out of my mind!!!!
No sorry, I didn't follow up properly on it tbh. I emailed PK, didn't get a reply so just left it at that. Figured it was a bit of wishful thinking on my part.Hi know it’s a old thread but I’d you get any further with this query ?
Well, one would hope that he might look at the flyer again and look at the "prevailing rate" definition and properly. It's all about words and how they are/were interpreted and what the bank meant. They never exactly explained everything that they meant and it seemed now to have been written with double meaning to hedge bets. Yes some will say that the customer should have questioned but let's be honest 99% of people don't and didn't, (because of hard sell, you need to buy the house), until this blew up and we could see what happened. A fair crack of the whip is what people would like and not to be saddled just cos they can and get away with it.
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