Hi Chazzer, are you saying that you fixed at drawdown and the special conditions stated the above? I assume this is one of the cohorts Padraic Kissane has mentioned in many of his interviews.
I honestly can't believe even a contract as simple of that could be considered to go on a variable rate.
Does the special condition at the end say "In the event that, or at any time, the REFI rate is certified by the lender to be unavailable for any reason the interest applicable to the loan shall be the prevailing Home Loan Variable Rate" ???
I assume this is the what they are using as their line of argument.