1) I don't know why ? perhaps they think they can hoodwink the judge ? maybe they are trying to test the law ? maybe the solicitors are using the hearings to train up their junior barristers ? They clearly do have an on going issue with the transfer...
2) because they are clearly out to maximise the asset value of the original mortgaged property , they have no morals its just down to €€€€€ and as the courts in some cases as outlined by the master of the courts are still flouting EU law --TANAGER seem to think they can too and hope that a debtor cannot put his or her case to the judge or even turn up to the hearing....and hope the judge will grant the order
3) I am not advising anyone re arrears , contracts etc. what I will say from my very first hearing I stated to the court that I never had a contract with TANAGER , never agreed terms nor did I receive any monies from then nor did I sign a contract with them....however it is my understanding that if you agree a new amount and sign a new agreement you are technically entering and agreeing to new terms of a contract which could be binding ? I further stated to thre court when TANAGER bought whatever they claim to have bought from BOS ... the original mortgage was discharged by them in FULL ,, they purchased for X aprox 60%-80% discount but they they created a new contract , a new account number with all the same terms and conditions which was not agreed by or signed by me ! I have suggested a deal but not at the full value but a starting point is from what they paid! try to reverse the rolls and be on the front foot, as everything is open for negotiation?
4) re waiting to be served , get all your paperwork in order evidence of all your monthly mortgage payments paid if any. Put your story together for the judge , record everything in writing , any phone calls note them, back up any calls you make in email format and send it to tanager so you have a paper record.. I would also request a full copy of the entire legal paperwork from TANAGER solicitors when and if you ever receive a civil bill for possession....there maybe an error or two in their paperwork?
5) Engage but don't bow down to them, don't be disrepectful or arrogant, you need to delay the case , go to court always turn up -- keep asking for adjournments...so you can demonstrate to the court that you can pay the mortgage or a good part of it. you have to show the court your ability , and show good bona fide to the judge.
6) By the way, where you or any TANAGER customer previously overcharged by BOS ?