Joint Accounts & Wills

[uiscer]

If a will states that any cash (actual sum not specified) owned by deceased should be given to a named beneficary named 'X' but some years later the person who made the will added another person, say 'Y' as a joint name in a savings account (total number of names account is now 2) with the sole intention that 'Y' should be the beneficiary of this money on his /her death,.

If there is no mention of 'Y' on the will would you agree that the action taken by the deceased would take precendence over the initial intention expressed in the will?

Thanks for your help.

 

[Vanilla]

This is a very complicated matter and in my opinion unsuited for discussion here as there have been specific cases in relation to this very question and you need legal advice. Suffice to say it depends on a number of issues, not least the relationship between the disponer and the joint account holder, the manner in which the second name was added, what notes, if any, the bank have in relation thereto etc.