Job offer and top up mortgage

Parazard2

Registered User
Messages
80
I am considering getting a top up mortgage to finance an extension. I am also coming to the end of a fix term on my nirtmort and was going to fix it again for 2 years to avail of the lower rate.
I have been offered a new position for a higher salary but it's a 3 years fixed term contract (I am permanent now). Would taking the job mean forgetting about the top up?
I have childcare costs now I didn't have when I originally got the mortgage.
I would most likely be 6-12 months before starting work and needing the money.

Thanks in advance
 
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