Hi,
My mortgage is currently with PTSB see below...
229,000 currently @ 3.99 % 2yr fixed (18 months remain) . 25yr term (22 remaining)
I read up on the new mortgage product (LTV) that NIB currently are offering.I have estimated that my LTV is currently 48.89 % due to my property value increasing almost 40% in 3yrs .
Can any of you money wizz kids advise on any of the following questions please?
*Would a change of mortgage provider make sense ?
*Will I wait to see what the response to NIB from other instituations will be before changing (ie) mortgage price war ?
*Do NIB cover all charges for change over ?
*Are there any hidden concerns I should know about ?
All Advice Welcome.
L.
My mortgage is currently with PTSB see below...
229,000 currently @ 3.99 % 2yr fixed (18 months remain) . 25yr term (22 remaining)
I read up on the new mortgage product (LTV) that NIB currently are offering.I have estimated that my LTV is currently 48.89 % due to my property value increasing almost 40% in 3yrs .
Can any of you money wizz kids advise on any of the following questions please?
*Would a change of mortgage provider make sense ?
*Will I wait to see what the response to NIB from other instituations will be before changing (ie) mortgage price war ?
*Do NIB cover all charges for change over ?
*Are there any hidden concerns I should know about ?
All Advice Welcome.
L.