Hi,
I am a 36 year old single man. I earn about 120K per year + bonus in shares, savings of 50k (deposit for a house). Pension pot of 90k. Car loan of about 9k paying 500 per month. I don't live paycheck to paycheck but I don't think I am making good financial decisions. My lifestyle has inflated as my pay went up and I think I waste a lot of money on lifestyle things like eating out, etc.
I am wondering if financial planning is right for me; my expectation is it's only for very wealthy people and all they really tell me to do is put more in a pension (which is the plan once I buy a house) and cop on spending money on eating out.
I am a 36 year old single man. I earn about 120K per year + bonus in shares, savings of 50k (deposit for a house). Pension pot of 90k. Car loan of about 9k paying 500 per month. I don't live paycheck to paycheck but I don't think I am making good financial decisions. My lifestyle has inflated as my pay went up and I think I waste a lot of money on lifestyle things like eating out, etc.
I am wondering if financial planning is right for me; my expectation is it's only for very wealthy people and all they really tell me to do is put more in a pension (which is the plan once I buy a house) and cop on spending money on eating out.