Hi, I am trying to decide whether to invest in a pension or whether it will just end up being means tested and because I have it I will not get the state pension. What is the likelihood of this happening? Everyone knows the state pension is unsustainable so if I do have my own private pension are they likely to say well now you don't get the state pension. It's always a concern in this country, if you have nothing you get provided for or if you try to provide for yourself at all you get nothing. What do people think? Is it worth the risk and making the sacrifices to save into a pension?