My sister will be retiring from her Public Service job later this year and she's starting to look at the cost of things when she retires. Health Insurance is important to her and she wants to maintain this. She and her husband currently have VHI OnePlan Extra and she's paying €3165 per year. She renewed this in January.
Simplicity from Laya gets mentioned a lot in different threads so I went to the Laya site and got a quote. This came in at €204.33 per month for the two of them - €2295.72 for the year. I got a quote from the VHI site for OnePlan Extra and this came in at €245.96 - €2951.60 for the year. This figure is lower than the €3165 my sister is currently paying, so VHI must have reduced the price of this plan since she renewed.
Can she cancel her VHI policy later this year and switch to Laya or does she need to wait until January to switch? If she can switch mid-year, is Simplicity still the best alternative for her?
Thanks!
Simplicity from Laya gets mentioned a lot in different threads so I went to the Laya site and got a quote. This came in at €204.33 per month for the two of them - €2295.72 for the year. I got a quote from the VHI site for OnePlan Extra and this came in at €245.96 - €2951.60 for the year. This figure is lower than the €3165 my sister is currently paying, so VHI must have reduced the price of this plan since she renewed.
Can she cancel her VHI policy later this year and switch to Laya or does she need to wait until January to switch? If she can switch mid-year, is Simplicity still the best alternative for her?
Thanks!