I have 2 accounts with different branches of AIB, no problem, they knew about it. I am in the process of closing them. I use PTSB as main bank, I find them good, internet banking is easy and you can create an instant access reg. saver online account with 4% interest. Transferring between accounts, paying bills, mobile phone top-ups etc are a doddle. I have a reg savings A/C @ 4% with UB too. This is all I have with them, so I can't say much about what they're like in other respects. The only negative I found with UB was that when I had a phone query, I got thro to a Belfast call-centre, they did nothing other than pass my query on to the branch (who you cannot ring directly) and it either took a few days to get a call-back, or I didn't get a call back.